Chicago's Low Mortgage Rate
and Low Closing Costs Leader
Serving the mortgage needs of the Chicago and suburban community
Hello, I'm David Hernandez, I'm a Chicago area mortgage loan originator with Wilson Financial, a mortgage broker in Lombard, IL. Our attentive, family-like team has over 35 years of combined industry experience. We have access to many lenders with numerous programs to fit the varied mortgage needs of our borrowers.
Whether you need to refinance your current mortgage, lose your ARM a new purchase mortgage, or a speciality mortgage such as the "Y-Pay" You-Pick-your-Own-Term), an Energy Efficient Mortgage or even a reverse mortgage we will find the best home mortgage product for you.
Our Platinum status with many lenders allows us to offer the best low rates and low closing costs.
Talk to us so we can figure out the ideal mortgage program for your needs. Whether you want a lower interest rate or save on your total loan cost of your mortgage, let us figure it out. Don't forget, it comes with our low rates and low closing costs we're the best.
We provide great service and low rates to clients all over Chicago. We're in Lombard, IL, but whether your mortgage needs are in Naperville, Tinley Park, Aurora or South Barrington, our mission is to provide excellent low mortgage rates and low closing costs and the proper mortgage product for all of our Illinois clients.
Chicago area REO's and Foreclosures for sale
If you are looking to buy a foreclosure in the Chicago or Suburban area, let us provide you with some guidance. We can finance your foreclosure purchase with the mortgage you need. In addition, we will give you the documentation that you will need to purchase a bank foreclosure. Feel free to research available foreclosures on our bank REO and Foreclosure directory. These links provide you with a direct list of foreclosure properties being sold by banks.
If you are at risk for losing your home to foreclosure and are interested in a loan modification or foreclosure defense, click here!
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Avoid Mortgage Fraud
Catch our commercials on Chicago's WLEY and WBBM

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Also, please note our Adopted Soldier serving in Iraq. Somtimes actions speak louder than words
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Real Estate, the cornerstone of personal finance
"Someone's sitting in the shade today because someone planted a tree a long time ago."
~ Warren Buffet
Long-term, home-ownership can be the building-block of long-term wealth. Let us start you on your long-term plan. Real estate, like many investments has taken a real beating lately. For the financially shrewd however, it's a great time to "buy-low". Real estate is also great because:
- Historically it's a great hedge against inflation;
- Uncle Sam helps pay for it through favorable tax treatment;
- Long-term, it is usually the largest asset in retirement;
- Nothing beats owning your own home in the greatest country on earth.

